M&T Bank : Small Business

Search:

Account Access

Resource Center

Checking & Savings

Loans & Lines of Credit

Business Credit Cards

Business Lines of Credit

Business Loans

Manage Your Money

Investments

Insurance

Employee Benefits

Merchant Services

Loans & Lines of Credit

Loans

All businesses need money to grow. When your company needs a loan, you can't afford long delays in getting a credit decision. That's why at M&T Bank, we make a point of responding quickly to your loan request with a business solution that best fits your financial needs. Click below to see the features of our M&T Bank loans.

	Small Business Express Loan Application
	Real Estate Loans
	SBA Guaranteed Loans
	Equipment Leasing

Small Business Express Loan Application

A fast, easy way to get the financing you need for equipment, capital improvements or permanent working capital.

	Loan amounts from $25,000 and up.
	Terms available from 24 to 60 months.
	Check out our great rates.
	Apply Now and receive 24-hour loan decisions on loans under $100,000.*
	Online access for account and payment information.

Real Estate Loans**

	Enable you to purchase a building, relocate your existing business or expand operations.
	Fixed or variable rates.
	Flexible rates and terms.
	Amounts from $50,000 and up.
	Online access for account and payment information.

SBA Guaranteed Loans

	M&T Bank is a preferred lender of the U.S. Small Business Administration (SBA), ensuring prompt processing of your loan request.
	Provides financing to new and existing businesses that may not qualify under conventional bank terms.
	For your convenience and ease of reference, please see our chart of SBA programs. Please note that this information is subject to change without notice, and you should consult the SBA website at www.sba.gov for additional information and to confirm the accuracy of the information.

Equipment Leasing

	Up to 100% equipment financing.
	Lease amounts from $5,000 and up.
	Fixed monthly payments.
	Convenient alternative to traditional bank financing.
	Online access for account and payment information.

*48-hour (two business days) loan decisions are contingent upon receipt of a complete application.

**Commercial real estate loans are provided by M&T Real Estate, Inc., a subsidiary of M&T Bank. All loans, lines of credit and credit cards are subject to credit approval and certain limitations.