At M&T Bank we offer a unique solution that gives you the flexibility of a line of credit and the security of loan options in one account, allowing you to have more control over your finances.
With a special loan lock-in feature, you can lock in up to three loan segments within your approved credit limit at a fixed rate and term by calling 1-800-724-3222. No additional paperwork or approvals are necessary.
Make interest only payments on the Line of Credit Segment for the first five years or pay principal and interest – the choice is yours.
*All loans and lines of credit are subject to credit approval. Additional terms and conditions may apply, depending on the type of collateral and other terms offered or chosen. 1Combined with other liens.