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Settlement Options

When you make transactions, we make sure the monies required for settlement of your trades move efficiently to and from accounts that you have selected. You may choose to settle trades into or via:

M&T Bank checking or savings account
MTB Money Market Funds

M&T Bank's subsidiary, MTB Investment Advisors, Inc. (“MTBIA”) is the investment advisor to the MTB Group of Funds.

For more complete information about the money market funds, contact MTB Shareholder Services at 800-836-2211 for prospectuses. Read them carefully before investing.

An investment in money market funds is neither insured nor guaranteed by the Federal Deposit Insurance Corporation (“FDIC”) or any other government agency. Although money market funds seek to preserve the value of your investment at $1.00 per share, it is possible to lose money by investing in money market funds.


Investment and Insurance Products: • Are NOT Deposits • Are NOT FDIC-Insured • Are NOT Insured By Any Federal Government Agency • Have NO Bank Guarantee • May Go Down In Value


M&T Investment GroupSM is a service mark of M&T Bank Corporation and consists of M&T Securities, Inc., the investment-related areas of M&T Bank and investment advisory firms MTB Investment Advisors, Inc., and Zirkin-Cutler Investments, Inc.

Brokerage services and insurance products are offered by M&T Securities, Inc. (member FINRA/SIPC), not by M&T Bank. M&T Securities, Inc. is licensed as an insurance agent and acts as agent for insurers. Insurance policies are obligations of the insurers that issue the policies. Insurance products may not be available in all states.


 
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