You and your family deserve to have the peace of mind that comes only with financial security. M&T Securities, Inc. can help you preserve the assets you've worked to build or create funds at a time when it's needed most.
Please contact us for more information or call 1-800-724-9949 to get information from M&T Securities, Inc.
Should I consider long-term care insurance?
The following simple questions can help you determine if you should consider long-term care insurance. Answer these questions and then read below to find out what your next step is.
1.
Other than your home, do you have more than $200,000 in assets?
2.
If you answered YES to #1, do you want to protect those assets from the cost of a nursing home (which averages $58,000 a year, or nearly $80,000 in New York State)?
3.
Has anyone in your family needed long-term care?
4.
Would taking care of you be a hardship for your spouse and/or your family?
5.
If your spouse or parents needed care, are you certain that you'd be able to provide it?
6.
Are you concerned that the people who would have to care for you will be able to maintain the quality of their own lives?
7.
Do you value your independence, privacy and dignity?
8.
Are you concerned with being able to afford long-term care?
If you answered "Yes" to three or more of these questions, then choice, asset protection and independence are important to you. Please contact us for more information or call 1-800-724-9949 to get information on long-term care insurance from M&T Securities, Inc.
Wealth Transfer - A Simple Way To Increase The Estate You Leave Your Beneficiaries
If you have assets such as annuities, CDs or even cash accounts that are intended for your beneficiaries, you may increase their ultimate value in a very simple way using a wealth transfer life insurance product. Wealth transfer uses a Universal Life insurance policy, which may allow you to increase what you can leave to your beneficiaries.
Don’t miss out on a great opportunity for both you and your beneficiaries. Learn more about Tax, Trust, & Estate Benefits in our Insurance Resource Center.
Please contact us for more information or call 1-800-724-9949 for additional information.
Investment and Insurance Products: • Are NOT Deposits • Are NOT FDIC-Insured • Are NOT Insured By Any Federal Government Agency • Have NO Bank Guarantee • May Go Down In Value
M&T Investment GroupSM is a service mark of M&T Bank Corporation and consists of M&T Securities, Inc., the investment-related areas of M&T Bank and investment advisory firms MTB Investment Advisors, Inc., and Zirkin-Cutler Investments, Inc.
Brokerage services and insurance products are offered by M&T Securities, Inc. (member FINRA/SIPC), not by M&T Bank. M&T Securities, Inc. is licensed as an insurance agent and acts as agent for insurers. Insurance policies are obligations of the insurers that issue the policies. Insurance products may not be available in all states.
