* Only Visa check cards issued to residents of the United States and in good standing may be eligible to participate in Visa Extras. Additional exclusions of cards may apply. Points will only be earned on any signature-based purchase, Internet purchase, phone or mail order purchase, or automatic bill payment made with an enrolled Visa card and processed through the Visa USA Inc. network. Do not use PIN when paying for purchases with your enrolled card if you want to earn points.
** Visa’s Zero Liability Policy covers U.S.-issued cards only, and does not apply to commercial credit cards, ATM transactions, PIN-based or other transactions not processed by Visa, or if you are grossly negligent or fraudulent in handling your card or card number. Notify M&T Bank immediately of any fraudulent use. Certain unauthorized transactions require a cardholder signature prior to issuing provisional credit. See your Cardholder Agreement for more details.