We are pleased to welcome customers of First Horizon to M&T Bank and we will do our best to make the transition to M&T as easy as possible. You can learn more about your converted accounts and read important updates within this site. For general information about the products and services offered by M&T, visit our homepage: http://www.mtb.com/.

IMPORTANT CONVERSION INFORMATION
DATE	MESSAGE
12/10/07	Personal account holders can enroll in M&T Web Banking. Visit our Tips for enrollment assistance. All former First Horizon customers can pay bills online and receive statements electronically for FREE.
12/10/07	Business account holders can sign on or enroll in M&T Web Banking for Business.
12/7/07	List of branches closed for the weekend of December 7, 2007.
12/7/07	Activate your new M&T Check Card by calling 1-866-281-9450 or by using it in an M&T Bank ATM.
12/4/07	Letter to Banking Online Users
12/4/07	M&T will reimburse customers for surcharges charged by other banks for use of their ATMs (limit of $2 per transaction; 4 transactions per month)
12/4/07	Use this Checklist to keep track of key dates leading up to the First Horizon / M&T Bank conversion
12/3/07	Account Number Lookup Tool
12/3/07	Timing of Deposits Into Your M&T Accounts
12/3/07	Important information for customers who use First Horizon’s Painters Mill branch in Owings Mills, MD

Please remember to: Activate your new M&T Checkcard by calling1-866-281-9450. Enroll in M&T Web Banking, Bill Pay and Electronic Statements for free. For enrollment assistance, read these helpful Tips.

If you have any questions regarding the conversion of your First Horizon accounts, fill out our Online Customer Service Form or call the M&T Telephone Banking Center:

Online Services: 1-800-790-9130	Mon-Fri 8am – 9pm; Sat-Sun 9am – 5pm
Business Banking: 1-800-724-6070	Mon-Fri 7am – 7pm; Sat-Sun 9am – 5pm
Treasury Management: 1-800-724-2240	Mon-Fri 8am – 6pm
General Service: 1-866-236-9832	Mon-Fri 6am – 9pm; Sat-Sun 9am – 5pm