Commercial banks, credit unions, and savings and loans can expand product lines and improve their efficiency and effectiveness in serving their respective customers by working with our Financial Institutions Division.
Our relationship managers take a consultative approach and draw upon a wide range of products and services to tailor the appropriate financial solutions for each of our clients. Your solution might include one or more of the following products or services.
Cash Letter/Deposits - superior price, availability and service.
Coin and currency - in-house Money Center with customized tele-entry system.
Investment Banking - access to VRDB's, tax-exempt financing, merger and acquisition advisory, and a pooled trust preferred program.
International services - Letters of credit, trade finance, international wires, foreign exchange and foreign check collection. Click here to learn more
Solutions through Strategic Relationships include:
Official checks and money orders: MoneyGram.
Bank owned life insurance (BOLI) and employee benefits: BENMARK.
A/L Management System and portfolio analytical and accounting services: SS&C Technologies Inc. Click here to learn more
Why M&T Bank?
Industry expertise...Our dedicated relationship managers have an average of over 25 years experience in the industry.
Dedicated client service team...We provide the personal touch and high quality treasury management service that you deserve. Click here to learn more
A reliable relationship-oriented provider…We have been delivering financial solutions to the industry for over 40 years and remain committed to our clients.
Contact Information:
Financial Institutions Main Number:
(410) 244-4751
Division Manager:
Ralph W. "Buddy" Emerson, Jr.
Senior Vice President
Telephone: (410)244-4097 bemerson@mtb.com
Regions
Relationship Managers
Client Service Representatives
Entire Footprint
Chris Padgett
Admin. Vice President – Credit
Telephone: (410) 244-4834 cpadgett@mtb.com
Southern Region
Mark Davis
Assistant Vice President
Telephone: (410) 244-4436 msdavis@mtb.com
Karen Stiltner
Vice President
Telephone: (410) 244-4927 kstiltner@mtb.com
Shari Wakiyama
Vice President
Telephone: (410) 949-3049 swakiyama@mtb.com
Florence Jenkins
Assistant Vice President
Telephone: (410) 244-4437 fjenkins@mtb.com
© 2008 Manufacturers and Traders Trust Company. Member FDIC. All rights reserved.
