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Excess and Surplus Lines

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M&T Insurance Agency is a licensed excess and surplus lines brokerage. This gives us the ability to access insurance markets that are unavailable to most other agencies. We can place unique, complicated risks and provide increased protection beyond what is available in the standard markets.

Contact us today to learn about the complete set of products and services that are available from M&T Insurance Agency.

Insurance products are offered by M&T Insurance Agency, Inc., and not by M&T Bank. M&T Insurance Agency, Inc. is licensed as an insurance agent and acts as agent for insurers. Insurance policies are obligations of the insurers that issue the policies. Insurance products may not be available in all states.

Investment and Insurance Products: • Are NOT Deposits • Are NOT FDIC-Insured • Are NOT Insured By Any Federal Government Agency • Have NO Bank Guarantee • May Go Down In Value

Insurance products are offered by M&T Insurance Agency, Inc., not by M&T Bank. M&T Insurance Agency, Inc. is licensed as an insurance agent and acts as agent for insurers. In case of excess and surplus lines, M&T Insurance Agency, Inc. is an insurance broker and places insurance on behalf of our clients. Insurance policies are obligations of the insurers that issue the policies. Insurance products may not be available in all states.